Legal

Terms of Service

Last updated: April 2026

Draft notice: These terms are a starting-point template for an early-stage Bermuda-incorporated platform. They should be reviewed by a Bermuda-licensed lawyer before Jobbie processes payments at scale.

1. Who we are

Jobbie (“Jobbie,” “we,” “us”) is a contractor-quoting platform operated from Bermuda. We help customers describe construction or trade work by uploading photos, video, and a short intake; we use AI to generate a draft scope and cost estimate; and we route the request to a vetted contractor who reviews, edits, and sends a final quote.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract under Bermuda law to use Jobbie. Customers should be located in Bermuda or have property here that they intend to have work done on. Contractors must be lawfully able to offer construction or trade services in Bermuda.

3. Accounts

You are responsible for keeping your login credentials confidential and for everything that happens on your account. Notify us immediately if you suspect unauthorised access. We may suspend or terminate accounts that violate these terms or pose a risk to other users.

4. Customer use

When you submit a project, you grant Jobbie and the matched contractor a non-exclusive, royalty-free license to view, store, and process your photos, video, and project details for the purpose of producing a quote and completing the engagement. AI-generated estimates are draft assistance only — final quotes come from a human contractor and may differ. Accepting a quote creates a direct agreement between you and the contractor for the work itself.

5. Contractor use

Contractor accounts are invite-only and require a paid subscription. By accepting work through Jobbie you confirm that you hold any required licenses, insurance, and permits, and that you will perform the work to a professional standard. Jobbie is the platform of record and does not employ contractors; contractors are independent businesses.

6. Payments

Because Bermuda merchant services are limited, Jobbie processes payments via manual bank transfer to a designated HSBC Bermuda account.

  • Contractor subscriptions. $100 BMD per month, paid by transfer with a unique reference. Access is granted for 30 days from the date Jobbie confirms receipt.
  • Customer deposits.When you accept a quote you transfer a graduated success fee (between 1% and 6% of the quote total, with a $5 minimum and $250 cap). This is Jobbie’s fee for the match.
  • Remainder. Once the contractor marks the job complete and you confirm, you transfer the remainder (quote total minus deposit) to Jobbie. Jobbie then forwards the remainder to the contractor.
  • Refunds. Deposits may be refunded if the contractor cancels before work begins. Contact billing@jobbiebda.com. Disputes about completed work are between you and the contractor, although Jobbie may mediate at its discretion.

7. AI assistance

Jobbie uses third-party AI services (currently Anthropic’s Claude API) to draft project scopes and estimated pricing. AI outputs may be incomplete or wrong. Contractors are required to review and edit AI drafts before sending you a quote. By using Jobbie you consent to your project content being processed by these AI services for this purpose.

8. Acceptable use

Don’t use Jobbie to upload illegal content, infringe on others’ rights, attempt to access another user’s account, scrape or copy data at scale, or interfere with the platform’s operation. We may remove content or accounts that violate this section.

9. Intellectual property

Jobbie owns the platform, its software, and its branding. You keep ownership of the content you upload, but you grant us the license described in section 4 for the duration of your use of the platform.

10. Disclaimers

Jobbie is provided “as is” without warranties of any kind, express or implied. We do not guarantee that the platform will be uninterrupted or error-free, that AI estimates will match contractor quotes, or that any specific quote you receive will be competitive or correct. We are not party to the agreement between customer and contractor for the work itself.

11. Limitation of liability

To the maximum extent permitted by Bermuda law, Jobbie’s total liability to you for any claim arising out of or in connection with the platform is capped at the greater of (a) the fees you paid to Jobbie in the twelve months before the claim, or (b) $100 BMD. We are not liable for indirect, incidental, or consequential damages.

12. Termination

You can stop using Jobbie at any time. We may suspend or terminate your account if you violate these terms or pose a risk to other users. Sections that by their nature should survive termination — including payments, intellectual property, disclaimers, and governing law — will survive.

13. Changes

We may update these terms from time to time. If a change is material we’ll notify you by email and post a notice on the site. Continued use after the change constitutes acceptance.

14. Governing law

These terms are governed by the laws of Bermuda. Any dispute will be brought exclusively in the courts of Bermuda.

15. Contact

Questions? Email hello@jobbiebda.com for general enquiries or billing@jobbiebda.com for payment matters. For privacy questions see our Privacy Policy.